Whether you’ve got a brand new Harley Davidson to show off or you just want to protect the low cost scooter that has been getting you back and forth to school, Frost & Remer can help you find the Michigan motor cycle insurance that works for you.
As you look for insurance, you’ll discover that “motorcycle” like “RV” is an umbrella term that covers everything from classic motorcycles, to dirt bikes, to trikes.
So Many Choices!
Just as when you’re driving a car, you’re required to carry liability insurance in case you cause damage to another person’s body or privacy while you’re riding your motorcycle.
Comprehensive and collision coverage is usually optional, unless you’re still making payments on the bike, in which case your lender will demand that you be fully insured.
Another type of Michigan motor cycle insurance that many riders choose is accessory coverage. This insurance covers things like the cost of your helmet and the cost to fix a side car or a trailer – as long as the trailer is being towed legally. Accessory coverage can be a great idea if you’ve added a lot of extra features to your bike. In order to be able to prove accessory insurance claims, be sure to take a picture of your motorcycle once every few months and keep that picture on hand so that you can prove the existence of extra features.
You may also want to consider obtaining roadside assistance. Even if you’re already receiving roadside assistance through another company, you may find that you get a better deal from your insurance policy. You may also find that the insurance policy offers more services. Take some time to get information on your existing program and on your insurance company’s program. Then decide which is the better deal.
Where to Start?
When you’re ready to start looking for motorcycle insurance, your smartest move is to call Frost & Remer and set up a time to meet with one of their knowledgeable agents. The agent will assess your unique situation, address your concerns, and help you select the policy that makes the most sense for you.