Commercial Auto Insurance Monroe MI: Claims are something you never want to have to make, but you want to be able to make them when you need to make them. Hopefully, this advice is strictly academic, but in case you need it…
If you are a business allowing employees to use vehicles for transport, logistics and service, then taking good care of these cars is always a priority. Unfortunately, it is an innate human nature to abuse privileges when given the freedom, especially when it comes to driving properly insured around Monroe.
One main reason why commercial vehicular accidents occur is employees are reckless with their vehicles. Of course; it’s not theirs, and they’re not paying for the commercial auto insurance Monroe MI. But then again you as the boss need to draw out the line and reduce the risks of accidents and mishaps involving your cars, which also affects your company entirely.
- Make sure you’re armed with the right insurance. You may have an auto insurance policy, but a commercial auto insurance policy is made for your company’s fleet and you should be armed with it. See how this benefits you by reading the post here: https://insurancebyfrost.com/needs-commercial-auto-insurance-monroe-mi.
- Drivers should be responsible for their own traffic violations. Your employees should diligently obey the state law when driving your company car. Why? Because they’re not driving it for their own use; they’re your company’s representative and any damage associated with them drags your business name along. If your employee receives a citation, he/she must pay for it. If this continues, you may take away his privilege of driving your company’s car or worse, terminate them.
- Don’t let any unauthorized driver use the car. Warn your employees about having anyone drive the car without your permission. This includes the employee’s spouse, children, friends or other family members. Only an authorized mechanic should be permitted to work on the vehicle; otherwise, they may put your commercial auto insurance Monroe MI coverage at risk.
- The car should be inspected twice a year. This is your chance to make sure that the car has been properly looked after. The employees who have not taken care of their vehicles should be given a mandate, and you can recommend incentives for those who are able to maintain the quality of their vehicles.
These tips will help you prevent potential problems with your fleets. For tips about trucks, see this blog post at https://insurancebyfrost.com/truck-talk-discovering-commercial-auto-insurance-monroe-mi-coverage-trucks/.