motorcycle insurance Trenton MI

The Hassles of Biking and the Need for Motorcycle Insurance

Providing safety for riders of vehicles that are fun to ride but not always safe.

Accidents on the road can be devastating, and more often than not, the nastiest casualties involve motorcycles. Statistics have disclosed that motorcycle accidents are steadily increasing, which means that driving these two-wheeled beauties can be more dangerous that using any other vehicle.

Paying for a motorcycle insurance Trenton coverage can be much more expensive compared to a normal car because of its hazards. Student drivers are riskier (but there are discounts offered if you’re a diligent student, as discussed here: https://insurancebyfrost.com/motorcycle-insurance-trenton-mi-discounts-students/) If you’re wondering why, here are a few reasons why motorcycle driving can be unsafe.

Needs better balancing. As a four-wheeled car securely rests on four wheels, motorcycles only have two; the physics involved with this mechanism makes a motorcycle more prone to tipping. Unlike in a car, a motorcycle driver has to deliberately maintain his balance, especially on rough and bumpy rods. Other obstacles such as potholes and fallen debris can cause a rider to lose his balance, leading to a bad fall. Another factor for balancing is a wet or slippery road caused by bad weather or an oil spill.
Small in size. This can be an advantage, because drivers can easily navigate around bigger vehicles especially when stuck in a traffic. But many riders take perilous stunts by overtaking swiftly, which is commonly known as filtering. Undertaking on the other hand can also be as dangerous; this is when riders overtake a slower vehicle from the lane on the curb.
Lack of protection. Motorcycle drivers sustain serious injuries because they are more exposed, compared to a car driver. In case of collision, car drivers are protected by the body of the car surrounding them. But a motorcyclist will take the full impact, making him the bigger victim with bodily injury. This is why motorcycle insurance Trenton policy coverage is much more costly; policy owners are in greater risk of higher claims than other drivers.

If you have a motorcycle, you already have an overview of its pros and cons. You should also have motorcycle insurance Trenton to back you up, just in case you get in a bad accident. Protect your motorcycle this winter by reading https://insurancebyfrost.com/maximizing-motorcycle-insurance-trenton-mi-service-colder-months/.

Maximizing Your Motorcycle Insurance Trenton MI Service during the Colder Months

Hey, Local Motorcycle Drivers! Are you really maximizing your motorcycle insurance Trenton coverage for you and your beloved bike?

The hot summer is slowly fading away and here comes the cold chills from the old man winter. As you prepare your bike for cooler rides in autumn and as you take it away during the snow, it’s important that you know you are getting the most out of your Trenton motorcycle insurance policy. Protect your bike and ensure that it stays in its best condition even during the cooler months. Frost & Remer brings you the information you need in order to maximize your motorcycle insurance in the best way.

Make sure that your coverage is current. It’s a good practice to always check the expiration date of your plan. Be aware that there are some insurers that have layaway periods during the changing seasons, restricting your coverage. If you’d like to use your bike in the cooler months, make sure that your insurer contains similar coverage.
Update your policy. Inform your motorcycle insurance Trenton agent about the changes in your policy such as change of address, riders or a new purchase.
Cover accessories too. If you have installed new accessories on your bike or has given it a new paint job, it is likely that your motorcycle value will increase. Add these details to your policy to ensure coverage in cases such as collision or theft. You want to protect your vehicle in the same manner as your car’s insurance, especially when it comes to installations. Learn about the comparison at https://insurancebyfrost.com/comparison-motorcycle-insurance-trenton-vs-auto-insurance.
Forget the unnecessary coverage. Older bikes may not need the same amount of coverage you are paying for. Eliminate different coverage if the premium equates to 10% of your bike’s entire market value. There will be cases when it will be cheaper to pay out-of-pocket repairs than pay for a monthly collision premium.
Check for discounts. If you are a student, you can make use of the available discounts, as discussed in https://insurancebyfrost.com/motorcycle-insurance-trenton-mi-discounts-students. There are other discounts you may be possibly eligible with. Know all about this by calling your agent or by shopping for quotes to compare.

Motorcycle Insurance Trenton MI Discounts for Students

Students Take Note: Tips about Getting Cheaper Motorcycle Insurance Rates in Trenton MI

Frost & Remer discusses Motorcycle Insurance Trenton MI discounts aimed for students.

Instead of the traditional four, teenagers and young adults are not turning to two-wheeled transportation modes due to the slow-moving economic climate. In many cases, buying bikes are more feasible than buying cars, and one can save more with regards to fuel and maintenance. Not only that, they emit fewer gas emissions and the owner can benefit from being less dependent on foreign oil—a great reasoning from an economically and environmentally mindful student.

With each vehicle comes the important insurance coverage requirement, which makes a motorcycle insurance Trenton MI an important factor to consider. In fact, motorcycle insurance can be the most expensive part of buying a bike. A male student in his early twenties with a sports bike can be expected to pay as much as 30% of the entire value of his bike per year.

However, there are a few smart ways to lower the motorcycle insurance costs, and Frost & Remer (https://insurancebyfrost.com/motorcycle-insurance/) gives you a handful of tips:

Take training discounts. When it comes to any form of auto insurance, drivers under the legal age (21) can usually receive a discount from the insurance company by completing a driver’s education course. Luckily, in buying a motorcycle insurance Trenton MI policy, you don’t need to be under 21 to make use of the savings through this course! Take the seminars offered by the Motorcycle Safety Foundation. You’d be gaining a 5% discount when you graduate.
Are you at the top of your class? The Good Student Motorcycle Insurance Discount is available for those who maintain a 3.0 GPA or better. If you appear on the Dean’s List or are in the Top 20% of your class, you’d be benefiting from this perk too!
Drive infrequently. You can gain Low Mileage discounts if you use your bike for a short commute to the campus. Your bike will be checked and if it only gathers a few thousand miles each year, you are eligible for a low mileage discount.
Insure in groups. Multiple motorcycle discounts can be made when you buy insurance under your parent’s existing policy. Insurers provide big discounts for having multiple vehicles in a single plan.

Buying motorcycle is easy, especially if you have an idea on how to purchase an auto plan. Take note, motorcycle insurance in Trenton MI is a bit different from the auto insurance policy coverage in Trenton. Read how these two policies are assessed in this post, https://insurancebyfrost.com/comparison-motorcycle-insurance-trenton-vs-auto-insurance/.